snow

Well we finally have winter with snow! This makes some of us happy, and some of us who like warm weather. . . not so much. But it is cozy inside, and nice when you don’t need to go out. Have a cup of hot chocolate! I (Phyllis) have posted before about importance of not...

Snow may help identify places you are wasting money There was a time I enjoyed snow – that time has passed. To me now, snow is an interruption in my schedule, plowing a driveway, shoveling many hours, and dangerous roads. However, it is also an easy time to identify energy...